- Ignoring the loan's whole cost: Factor in the interest and costs you may pay over the mortgage's life.
- Over-borrowing: Only borrow what you need and might realistically repay.
- Making late funds: This can result in penalties and negatively influence your credit score rating.
- Failing to learn the fine print: Understand all phrases, circumstances, and potential penalties in your loan agreem

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- Income: Proof of steady income is crucial to demonstrate the ability to repay the mortgage.
- Employment History: Lenders might look at your employment history to gauge job stability.
- Debt-to-Income Ratio: A lower ratio signifies you are not over-leveraged and may afford extra d

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Comparing Lenders
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