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Common Questions about Credit Loans
How does a secured loan differ from an unsecured loan?
A secured loan requires collateral, such as a home or car, which the lender can take if you fail to repay. An unsecured mortgage does not require collateral, but sometimes has higher interest rates to offset the dan



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n Higher Interest Rates: The urgency of the loan typically translates to greater rates of interest.
Shorter Repayment Terms: You might need to repay the mortgage faster than you want.
Additional Fees: Watch for origination charges, late payment charges, and different hidden co